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SafeNet Payment HSM - Electronic Funds Transfer Security

Protect Your Electronic Funds Transfer (EFT)

EFT Security with SafeNet Payment HSM

SafeNet Payment HSM – formerly Luna EFT – provides FIPS 140-2 Level 3 certified physical and logical protection to cryptographic keys use to secure financial transactions.  As a PCI-Certified hardware security module (HSM), SafeNet Payment HSM adheres to the highest level of security in the industry.

The PCI HSM standard, first issued by the Payment Card Industry Security Standards Council (PCI SSC) in 2009, defines a set of requirements for HSMs to use in several areas of the payment process.

SafeNet Payment HSM adheres to all of the standards, which include:

  • Transaction Processing
  • 3-D Secure
  • Card Verification
  • Card Production and Personalization
  • ATM Interchange
  • Cash Card Reloading
  • Data Integrity
  • Chip Card Transaction Processing
In developing the Solve DataShield offering, it was vital that we effectively comply with all the relevant PCI P2PE standards, including robust key management policies. Gemalto SafeNet Luna EFT HSMs delivered all the security capabilities that were required, while providing a platform that we could deploy quickly and manage efficiently.
- Nick Stacey
Dir. of Business & Market Operations
The Logic Group

Read the Case Study

SafeNet Payment HSM Offers:

SafeNet Payment HSM features an easy to use Graphic User Interface (GUI) that simplifies the process of configuring and managing cryptographic and key component settings. A well-structured menu-based navigation system, coupled with intuitive dialog box interaction, reduces the risk of manual input errors and speeds up the administrative process.
SafeNet Payment HSM allows for custom functionality to be readily implemented in support of non-standard EFT systems including electronic purse, mobile banking, and gaming. SafeNet works closely with customers to extend its standard EFT and Payments products to incorporate customer-defined functionality.
SafeNet Payment HSM provides command set support for a wide variety of clients. The Mark II command set provides the functionality required by the vast majority of issuing and acquiring banks, payment processors and ATM systems, including functionality for card issuance. The Mark II command set, as well as the AMB (Australian Major Banks) command set, which is designed to suit the Australian market, supports the APCA interface standards.
Point to Point Encryption P2PE White Paper - Cover Image

Featured Resource: Point-to-Point Encryption White Paper

In establishing the security mechanisms required to comply with point-to-point encryption (P2PE), hardware security modules (HSMs) play a critical role. This paper presents service providers with detailed insights for finding an HSM that offers optimal support for their P2PE compliance and business objectives.

SafeNet Payment HSM Specifications:





OS Support

Windows, Linux, Unix


  • Asymmetric: RSA (1024-7168)
  • Symmetric: AES, RC2, RC4, RC5, CAST, DES, Triple DES, ARIA, SEED, Format Preserving Encryption (FPE)-BPS
  • Hash/Message Digest/HMAC: SHA-1, (SHA-224, SHA-256, SHA-384, SHA-512), MD5

Functionality and Support

  • EMV
  • Contactless & NFC Payment Support
  • 3D-Secure
  • APACS 70
  • Italian Debit
  • American Express
  • TR-31

Rack Mountable

Standard 19" EIA rack mount chassis (1U height)


19” x 21” x 1.725” (482.6mm x 533.4mm x 43.815mm)


28lb (12.7kg)

Input Voltage

100-240V, 50-60Hz

Power Consumption

180W maximum, 155W typical


0°C - 35°C

Relative Humidity

5% to 95% (38°C) non-condensing


  • FIPS 140-2 Level 3
  • PCI-HSM 2.0
  • APCA


  • UL, CSA, CE
  • FCC, KC Mark, VCCI, CE
  • RoHS, WEEE

Host Interface Options

  • TCP-IP
  • Raw Ethernet
  • Asynchronous

Sample Applications

Orange Cryptograhic Key Icon
  • Card issuance
  • PCI P2PE Compliance
  • EMV
  • Transaction processing

Strongest Security

  • Keys in hardware
  • Remote Management with multi-factor access control
  • GUI configuration and management
  • Intrusion-resistant, tamper-evident hardware
  • Secure Audit Logging
  • Increased PIN and key mailer security with PIN and custodian key data printed directly to the mailer stationery
  • FIPS 140-2 Level 3 Certification
  • PCI-HSM Certification
CTA - Secure PIN Mgmt HSM WP
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