Payment processing is the lifeblood of all financial service providers and merchants. Ensuring the security of consumer data is essential to the integrity of intra-bank network payments, ACH transfers, check clearing, mobile payments, and credit card transactions. Regardless of the processing method, payments and transfers must be handled securely and quickly—especially when transactions are of high monetary value.
Fortunately organizations can address these critical use cases with SafeNet Hardware Security Modules (HSMs) from Gemalto, trusted transaction and payment security solutions used to protect over $1 trillion worldwide every day.
As a leading provider of financial and payment HSMs, our transaction security solutions are designed to support the needs of payment processing environments for credit, debit, e-purse and chip cards, internet payment applications, web-based personal identification number (PIN) delivery, and more.
SafeNet Payment HSM is a high performance, network-attached Hardware Security Module (HSM) designed to secure financial transactions.
Gemalto’s award-winning PIN management platform,
SafeNet PIN Delivery is designed to securely deliver PINs and lower the risk of fraud that occurs when PIN mailer letters are intercepted en route to customers.
Point to Point Encryption solution, merchants can dramatically reduce the scope and cost of
PCI DSS compliance. HSMs are a required component of a P2PE compliant solution, and SafeNet Payment HSMs are used by some of the leading P2PE application providers.
Banks and card issuers have always struggled to find a secure and cost effective way to deliver PINs. Paper-based mailers are slow and easy to intercept by fraudsters, and voiced-based systems cannot be effectively secured. With SafeNet HSMs PINs can be delivered digitally via a secure end-to-end encrypted tunnel between the cardholder and the card issuer.
Digital signatures establish trust and lend validity to electronic invoicing. If the certificates used to sign the electronic invoice are compromised, sensitive data is put in jeopardy. SafeNet Hardware Security Modules secure the cryptographic keys and certificates at the heart of digital signatures, ensuring the integrity of the invoice.
The Secure Sockets Layer (SSL) protocol offers privacy and security for sensitive online activities – including web-based transactions. However, this makes the SSL digital certificates used to authenticate the identity of a web server a target of cyber criminals. Hardware security modules can help overcome this vulnerability and prevent cyber criminals from obtaining SSL certificates and cryptographic keys.
Mobile devices are everywhere and consumers are increasingly demanding new ways to make retail payments that leverage these technologies. From peer-to-peer applications to contactless payment cards, SafeNet HSMs support and enhance the expanding payment ecosystem.
SafeNet HSMs specifically meet the needs of payment processors, card issuers, acquirers, merchants, and e-payment solution providers who need to adhere to EMV security standards and offer comprehensive
EMV support from transaction processing to card issuance capabilities.
In developing the Solve DataShield offering, it was vital that we effectively comply with all the relevant PCI P2PE standards, including robust key management policies. Gemalto SafeNet Luna EFT HSMs delivered all the security capabilities that were required, while providing a platform that we could deploy quickly and manage efficiently.- Nick Stacey, Dir. of Business & Market Operations at The Logic Group
Payment Card Industry Point-to-Point Encryption (P2PE)
standards provide detailed guidelines for building payment
processing solutions that safeguard payment data at all times.
For some entities, hardware security modules are instrumental in the development of innovative products and services that are only possible
through secure storage and use of digitized in
Powering eInvoicing systems with industry compliant hardware security modules for maximum integrity,
accuracy, and security
To deliver a cloud solution that is viable for the financial services market, NASDAQ OMX needed to ensure a host of stringent security policies and compliance mandates would be addressed.
The Logic Group is a leading provider of multichannel payments and customer loyalty solutions to large corporate organisations in Europe. Because of SafeNet’s Luna EFT HSMs, The Logic Group’
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